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Indexed Variable Annuities: The Next Product Frontier for the U.S. Annuity Market
Indexed Variable Annuities: The Next Product Frontier for the U.S. Annuity Market Provide high ... Annuities: The Next Product Frontier for the U.S. Annuity Market Provide high level summary of Indexed ...- Authors: Simpa Baiye, Robert Humphreys, David Knipe
- Date: Feb 2018
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration>Effective decision-making
- Publication Name: Product Matters!
- Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
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How Changes in U.S. Statutory Reserve Regulations Could Impact Term Insurance Pricing
How Changes in U.S. Statutory Reserve Regulations Could Impact Term Insurance Pricing Recent and upcoming ... upcoming changes to U.S. statutory reserving rules are expected to impact term insurance prices. This article ...- Authors: Kelly Rabin, Daniel Rueschhoff
- Date: Jun 2015
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance
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What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates
What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of ... of Changes in Mortality Rates Future mortality improvement has been a common assumption in life insurance ...- Authors: Craig Reynolds, Aatman Dattani
- Date: Aug 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Product development - Life Insurance
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Cost-Benefit Analysis: Quantifying the Value of EHRs
were underwritten pre-EHR and post-EHR and the mortality savings estimates from risk class changes using ... applications for which EHRs were ordered post-issue. The mortality savings from using EHR data, had it been used ...- Authors: Murali Niverthi
- Date: Nov 2023
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Market Trends and Product Designs in a Rising Interest Rate Environment
has led to beneficial pricing relative to other annuity products. Reduced VA market share along with competition ... others are reassessing their VA strategy. Fixed annuity (FA) and FIA writers have increased the use of ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Annuities; Life Insurance; Life Insurance>Product development - Life Insurance
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Full Issue
Matters!ISSUE 103 • F E B R U A R Y 2 0 1 6 Individual Annuity Sales and Product Trends Page ... Chairperson’s Corner By Jeremy Bill 4 Individual Annuity Sales And Product Trends By Simpa Baiye 9 ...- Authors: Society of Actuaries
- Date: Feb 2016
- Competency: External Forces & Industry Knowledge>General business skills; Leadership>Thought leadership; Strategic Insight and Integration>Effective decision-making; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
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Recent Change to IRC § 7702 Interest Rates and Impact on Life Insurance Products
withdrawals under the contract is similar to that of an annuity, whereby taxable gain is withdrawn before cost ... insurance rates. The maximum mortality table used in the calculation is the CSO table in effect when the policy ...- Authors: Stuart Kwassman
- Date: Feb 2021
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits; Life Insurance>Whole life
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Highlights of May 2013 Life & Annuity Symposium
Highlights of May 2013 Life & Annuity Symposium This article contains a summary of some of the presentations ... presentations given at the May 2013 SOA Life & Annuity Symposium. This article does not cover all sessions ...- Authors: James Filmore, Kurt Guske
- Date: Oct 2013
- Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance
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Chairperson’s Corner
Chairperson’s Corner Hear from the chairperson on themes in the June 2017 issue of Product Matters published ...- Authors: Kelly Rabin
- Date: Jun 2017
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
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SOA Accelerated Underwriting Practices Survey
actuaries and others is what kind of mortality slippage, i.e., mortality in excess of fully underwritten experience ... five ways: Direct company comparison of expected mortality for AU eligible policies that had the underwriting ...- Authors: Allen Klein
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Professional Values; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting